Section 24-9-2-9 - "Home loan"(a) "Home loan" means a loan, other than an open end credit plan, a reverse mortgage transaction, or a loan described in IC 24-9-1-1, that is secured by a mortgage or deed of trust on real estate in Indiana on which there is located or will be located a structure or structures:(1) designed primarily for occupancy of one (1) to four (4) families; and(2) that is or will be occupied by a borrower as the borrower's principal dwelling.(b) The term does not include a land contract.Amended by P.L. 89-2011, SEC. 25, eff. 4/28/2011.As added by P.L. 73-2004, SEC.33. Amended by P.L. 141-2005, SEC.4.