Section 24-9-2-8 - "High cost home loan"(a) "High cost home loan" means a home loan with:(1) a trigger rate that exceeds the benchmark rate; or(2) total points and fees that exceed: (A) five percent (5%) of the loan principal for a home loan having a loan principal of at least forty thousand dollars ($40,000); or(B) six percent (6%) of the loan principal for a home loan having a loan principal of less than forty thousand dollars ($40,000).(b) Beginning July 1, 2006, the dollar amounts set forth in this section are subject to change at the times and according to the procedure set forth in the provisions of IC 24-4.5-1-106 concerning the adjustment of dollar amounts in IC 24-4.5.Dollar amounts in this section are subject to amendment by 750 IAC 1-1-1.As added by P.L. 73-2004, SEC.33.