N.C. Gen. Stat. § 25A-26
Current through Session Law 2024-32
Subject to the provisions of G.S. 25A-23, if all involved parties agree, there may be a substitution of collateral under a security instrument in a consumer credit sale. For such substitution, the seller may impose a fee not to exceed ten percent (10%) of the unpaid balance of the debt or fifteen dollars ($15.00), whichever is less.
N.C. Gen. Stat. § 25A-26