Chapter 25A - RETAIL INSTALLMENT SALES ACT
- Section 25A-1 - Scope of act
- Section 25A-2 - "Consumer credit sale" defined
- Section 25A-3 - "Payable in installments" defined
- Section 25A-4 - "Goods" defined
- Section 25A-5 - "Services" defined
- Section 25A-6 - "Seller" defined
- Section 25A-7 - "Cash price" defined
- Section 25A-8 - "Finance charge" defined
- Section 25A-9 - "Amount financed" defined
- Section 25A-10 - "Official fees" defined
- Section 25A-11 - "Revolving charge account contract" defined
- Section 25A-12 - "Consumer credit installment sale contract" defined
- Section 25A-13 - "Consumer Credit Protection Act" defined
- Section 25A-14 - Finance charge rates and service charge for revolving charge account contracts
- Section 25A-15 - Finance charge rates for consumer credit installment sale contracts
- Section 25A-16 - Transfer of equity
- Section 25A-17 - Additional charges for insurance
- Section 25A-18 - Confession of judgment
- Section 25A-19 - Acceleration
- Section 25A-20 - Disclaimer of warranty
- Section 25A-21 - Attorneys' fees
- Section 25A-22 - Receipts for payments; return of title documents upon full payment
- Section 25A-23 - Collateral taken by the seller
- Section 25A-24 - Identification of instruments of indebtedness
- Section 25A-25 - Preservation of consumers' claims and defenses
- Section 25A-26 - Substitution of collateral
- Section 25A-27 - Application of payments
- Section 25A-28 - Form of consumer credit installment sale contract
- Section 25A-29 - Default charges
- Section 25A-30 - Deferral charges
- Section 25A-31 - Consolidation and refinancing
- Section 25A-32 - Rebates on prepayment
- Section 25A-32.1 - Unearned finance charge credits on prepayment of loans secured by real property and mobile home loans
- Section 25A-33 - Terms of payments
- Section 25A-34 - Balloon payments
- Section 25A-35 - Statement of account
- Section 25A-36 - Certificates of insurance and rebates
- Section 25A-37 - Referral sales
- Section 25A-38 - "Home-solicitation sale" defined
- Section 25A-39 - Buyer's right to cancel
- Section 25A-40 - Form of agreement or offer; statement of buyer's rights
- Section 25A-41 - Restoration of down payment; retention of goods
- Section 25A-42 - Duties as to care and return of goods; no compensation for services prior to cancellation
- Section 25A-43 - Unconscionability
- Section 25A-44 - Remedies and penalties
- Section 25A-45 - Conflict with Consumer Credit Protection Act