Section 13-12-110 - Required initial capital and surplus; additional capital(a) The capital stock of each special purpose depository institution chartered under this chapter shall be subscribed for as fully paid stock. No special purpose depository institution shall be chartered with capital stock less than five million dollars ($5,000,000.00).(b) No special purpose depository institution shall commence business until the full amount of its authorized capital is subscribed and all capital stock is fully paid in. No special purpose depository institution may be chartered without a paid up surplus fund of not less than three (3) years of estimated operating expenses in the amount disclosed pursuant to W.S. 13-12-111(b) or in another amount required by the commissioner.(c) A special purpose depository institution may acquire additional capital prior to the granting of a charter and may report this capital in its charter application.Added by Laws 2019 , ch. 92, § 2, eff. 10/1/2019.