Section 700.22 - Exception for bank deposits, checks, government bonds and vehicles(1)(a) In this subsection, "deposits" include checking accounts or instruments deposited into or drawn on checking accounts, savings accounts, certificates of deposit, investment shares or any other form of deposit.(b) Nothing in ss. 700.17 to 700.21 governs the determination of rights to deposits in banks, building and loan associations, savings banks, savings and loan associations, credit unions or other financial institutions.(2) Nothing in ss. 700.17 to 700.21 applies to United States obligations to the extent they are governed by law of the United States.(3) Nothing in ss. 700.17 to 700.21 governs the transfer of interest in a vehicle for purposes of s. 342.15(1) (d).1971 c. 66; 1991 a. 221; 1995 a. 421; 1999 a. 85. There is no sound reason for ascribing to joint checking accounts the attributes of a common-law joint tenancy other than survivorship. No tracing of assets is permissible. Estates of Beisbier, 47 Wis. 2d 409, 177 N.W.2d 919 (1970).