Section 885.304 - Beneficiaries(a) The owner of a benefit contract may change the beneficiary at any time in accordance with a fraternal benefit society's laws or rules unless the owner waives that right by specifically requesting in writing that the beneficiary designation be irrevocable.(b) A fraternal benefit society may, through the fraternal benefit society's laws or rules, limit the scope of beneficiary designations and shall provide that a person whose designation as a beneficiary is revocable may not have or obtain a vested interest in the proceeds, in conformity with the benefit contract.(c) If, at the death of an insured, a lawful beneficiary to whom the proceeds of the benefit contract are payable does not exist under the benefit contract, a fraternal benefit society shall pay the amount of the benefit under the benefit contract: (1) to the personal representative of the insured; or(2) if the owner of the benefit certificate is a person other than the insured, to the owner of the certificate.(d) Subsection (c) does not apply to the extent funeral benefits may be paid under the benefit contract.Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. 6/1/2003.