Section 348.202 - Credit Life and Credit Health and Accident Insurance(a) As additional protection for the contract, a holder may request or require a retail buyer to provide credit life insurance and credit health and accident insurance.(b) As additional protection for the contract, a seller may offer involuntary unemployment insurance to the buyer at the time the contract is executed.(c) A holder may include the cost of insurance provided under Subsection (a) or (b), and a policy or agent fee charged in connection with insurance provided under Subsection (a) or (b), as a separate charge in the contract.Amended By Acts 2001, 77th Leg., ch. 409, Sec. 1, eff. 9/1/2001.Amended by Acts 1999, 76th Leg., ch. 1107, Sec. 1, eff. 6/18/1999 Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.