Section 125.404 - Liens and Setoffs(a) To the extent of a member's direct or indirect indebtedness to a credit union, the credit union has:(1) a lien, enforceable with or without judicial process, on the member's shares and deposits, accumulated dividends, and interest; and(2) a right to set off against the member's shares, deposits, accumulated dividends, and interest.(b) A credit union may allow a withdrawal to be made without affecting the credit union's right to a setoff or lien. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. 9/1/1997.