Section 6354 - Corrections(a)General rule.--Notwithstanding the provisions of this chapter and subject to subsection (b), a seller or holder may correct a failure to comply with a provision of this chapter in accordance with this section unless a willful violation has occurred.(b) Concurrence by buyer.--A correction that will increase the amount owed by the buyer or the amount of a payment is not permitted unless the buyer concurs in writing with the correction.(c) No liability.--If a seller or holder corrects a violation in accordance with this section, the seller and holder are not subject to penalty under this subchapter.(d)Delivery.--Within 30 days of the execution of the original closed-end credit agreement or open-end credit agreement by the buyer, a correction may be delivered to the buyer in the form of a corrected copy of the agreement.(e)Credit.--An amount improperly collected from the buyer shall be:(1) credited against the indebtedness evidenced by the agreement; or(2) refunded to the buyer if the debt has already been satisfied.Added by P.L. 1081 2013 No. 98, § 4, eff. 11/27/2014.