Section 646A.438 - Reimbursement insurance; requirements; insurer qualifications(1) A warrantor shall obtain a reimbursement insurance policy from a qualified reimbursement insurer that covers all liability to the consumer under all vehicle protection product warranties a warrantor issues. A qualified reimbursement insurer is: (a) An insurer authorized to transact insurance in this state under a certificate of authority issued in accordance with the Insurance Code; or(b) A surplus lines insurer.(2) The Department of Consumer and Business Services may not require any other financial security requirements or financial standards for warrantors.