ORS § 18.NEW

Current through 2024 Regular Session legislation
Section 18.NEW - [Newly enacted section not yet numbered] [Operative 1/1/2025]
(1) If a judgment debtor's debt arises out of a child support or spousal support obligation or a money award judgment that includes restitution, a challenge to execution form must be in substantially the form set forth in this section. The challenge to execution form described in this section does not expand or restrict the law relating to exempt property. A determination as to whether property is exempt from attachment or execution must be made by reference to other law. The form provided in this section may be modified to provide more information or to update the notice based on subsequent changes in exemption laws.
(2) The challenge to execution form under this section must be in substantially the following form:

________COURT COUNTY OF________

_______

)

CHALLENGE TO

Plaintiff,

)

EXECUTION

)

vs.

)

Case No._______

)

__________

)

Defendant.

)

THIS FORM MAY BE USED BY THE DEBTOR ONLY FOR THE FOLLOWING PURPOSES:

(1) To claim such exemptions from execution as are permitted by law.
(2) To assert that the amount specified in the writ of execution as being subject to execution is greater than the total amount owed.

THIS FORM MAY BE USED BY PERSONS OTHER THAN THE DEBTOR ONLY TO CLAIM AN INTEREST IN THE PROPERTY THAT IS TO BE SOLD ON EXECUTION.

THIS FORM MAY NOT BE USED TO CHALLENGE THE VALIDITY OF THE DEBT.

I/We claim that the following described property or money is exempt from execution:

_______________________________________________________________________________________________

____________________________________________________________________________________________________

I/We believe this property is exempt from execution because (the Notice of Exempt Property at the end of this form describes most types of property that you can claim as exempt from execution):

__________________________________________________________________________________________________________________________________

__________________________________________________________________________________________________________________________________

I am a person other than the Debtor and I have the following interest in the property:

___________________________________________________________________________________________________________________________________

___________________________________________________________________________________________________________________________________

Name __________

Name __________

Signature __________

Signature __________

Address __________

Address __________

_________________________

____________________

Telephone __________

Telephone __________

Number __________

Number __________

(Required) __________

(Required) __________

YOU MUST ACT PROMPTLY IF YOU WANT TO GET YOUR MONEY OR PROPERTY BACK. You may seek to reclaim your exempt property by doing the following:

(1) Fill out the Challenge to Execution form that you received with this notice.
(2) Mail or deliver the Challenge to Execution form to the court administrator at the address shown on the writ of execution.
(3) Mail or deliver a copy of the Challenge to Execution form to the judgment creditor at the address shown on the writ of execution.

You should be prepared to explain your exemption in court. If you have any questions about the execution or the debt, you should see an attorney.

YOU MAY USE THE CHALLENGE TO EXECUTION FORM ONLY FOR THE FOLLOWING PURPOSES:

(1) To claim such exemptions from execution as are permitted by law.
(2) To assert that the amount specified in the writ of execution as being subject to execution is greater than the total amount owed.

YOU MAY NOT USE THE CHALLENGE TO EXECUTION FORM TO CHALLENGE THE VALIDITY OF THE DEBT.

IF YOU CLAIM AN EXEMPTION IN BAD FAITH, YOU MAY BE SUBJECT TO PENALTIES IMPOSED BY THE COURT THAT COULD INCLUDE A FINE. Penalties that you could be subject to are listed in ORS 18.899.

NOTICE OF EXEMPT PROPERTY

Property belonging to you may have been taken or held in order to satisfy a debt. The debt may be reflected in a judgment or in a warrant or order issued by a state agency. Important legal papers are enclosed.

YOU MAY BE ABLE TO GET YOUR PROPERTY BACK, SO READ THIS NOTICE CAREFULLY.

State and federal law specify that certain property may not be taken. Some of the property that you may be able to get back is listed below.

(1) Your disposable earnings, as described in ORS 18.375 and 18.385, in an amount that does not exceed the greater of:
(a) 75 percent of your take-home wages; or
(b) $254 per workweek.
(2) Social Security benefits.
(3) Supplemental Security Income (SSI).
(4) Public assistance (welfare).
(5) Unemployment benefits.
(6) Disability benefits (other than SSI benefits).
(7) Workers' compensation benefits.
(8) All Social Security benefits and Supplemental Security Income benefits, and up to $7,500 in exempt wages, retirement benefits, welfare, unemployment benefits and disability benefits, that are held in a bank account.
(9) Spousal support, child support or separate maintenance to the extent reasonably necessary for your support or the support of any of your dependents.
(10) A homestead (house, manufactured dwelling or floating home) occupied by you, or occupied by your spouse, parent or child. Up to $40,000 of the value of the homestead is exempt. If you jointly own the homestead with another person who is also liable on the debt, up to $50,000 of the value of the homestead is exempt.
(11) Proceeds from the sale of a homestead described in item 10, up to the limits described in item 10, if you hold the proceeds for less than one year and intend to use those proceeds to procure another homestead.
(12) Household goods, furniture, radios, a television set and utensils with a combined value not to exceed $3,000.
(13)* A vehicle, including an automobile, truck, trailer, truck and trailer or other motor vehicle, with a value not to exceed $3,000.
(14)* Tools, implements, apparatus, team, harness or library that are necessary to carry on your occupation, with a combined value not to exceed $5,000.
(15)* Books, pictures and musical instruments with a combined value not to exceed $600.
(16)* Wearing apparel, jewelry and other personal items with a combined value not to exceed $1,800.
(17) Domestic animals and poultry for family use with a combined value not to exceed $1,000 and their food for 60 days.
(18) Provisions and fuel for your family for 60 days.
(19) One rifle or shotgun and one pistol. The combined value of all firearms claimed as exempt may not exceed $1,000.
(20) Public or private pensions.
(21) Veterans' benefits and loans.
(22) Medical assistance benefits.
(23) Health insurance proceeds and disability proceeds of life insurance policies.
(24) Cash surrender value of life insurance policies not payable to your estate.
(25) Federal annuities.
(26) Other annuities to $250 per month (excess over $250 per month is subject to the same exemption as wages).
(27) Professionally prescribed health aids for you or any of your dependents.
(28)* Rental assistance to an elderly person allowed pursuant to ORS 458.375.
(29)* Your right to receive, or property traceable to:
(a)* An award under any crime victim reparation law.
(b)* A payment or payments, not exceeding a total of $10,000, on account of personal bodily injury suffered by you or an individual of whom you are a dependent.
(c)* A payment in compensation of loss of future earnings of you or an individual of whom you are or were a dependent, to the extent reasonably necessary for your support and the support of any of your dependents.
(30) Amounts paid to you as an earned income tax credit under federal tax law.
(31) Your right to the assets held in, or right to receive payments under, a medical savings account or health savings account authorized under section 220 or 223 of the Internal Revenue Code.
(32) Interest in personal property to the value of $400, but this cannot be used to increase the amount of any other exemption.
(33) Equitable interests in property.

Note: If two or more people in your household owe the claim or judgment, each of them may claim the exemptions marked by an asterisk (*).

SPECIAL RULES APPLY FOR DEBTS THAT ARE OWED FOR CHILD SUPPORT AND SPOUSAL SUPPORT. Some property that may not otherwise be taken for payment against the debt may be taken to pay for overdue support. For instance, Social Security benefits, workers' compensation benefits, unemployment benefits, veterans' benefits and pensions are normally exempt, but only 50 percent of a lump sum payment of these benefits is exempt if the debt is owed for a support obligation.

ORS 18.NEW

Added by 2024 Ch. 100,§ 27, eff. 4/4/2024, op. 1/1/2025.