(a) Except as otherwise provided in subsections (c) and (d), this article applies to: (1) A transaction, regardless of its form, that creates a security interest in personal property or fixtures by contract;(2) An agricultural lien;(3) A sale of accounts, chattel paper, payment intangibles, or promissory notes;(5) A security interest arising under Section 75-2-401, 75-2-505, 75-2-711(3), or 75-2A-508(5), as provided in Section 75-9-110; and(6) A security interest arising under Section 75-4-210 or 75-5-118.(b) The application of this article to a security interest in a secured obligation is not affected by the fact that the obligation is itself secured by a transaction or interest to which this article does not apply.(c) This article does not apply to the extent that:(1) A statute, regulation, or treaty of the United States preempts this article;(2) A statute of another state, a foreign country, or a governmental unit of another state or a foreign country, other than a statute generally applicable to security interests, expressly governs creation, perfection, priority, or enforcement of a security interest created by the state, country, or governmental unit; or(3) The rights of a transferee beneficiary or nominated person under a letter of credit are independent and superior under Section 75-5-114.(d) This article does not apply to: (1) A landlord's lien, other than an agricultural lien;(2) A lien, other than an agricultural lien, given by statute or other rule of law for services or materials, but Section 75-9-333 applies with respect to priority of the lien;(3) An assignment of a claim for wages, salary, or other compensation of an employee;(4) A sale of accounts, chattel paper, payment intangibles, or promissory notes as part of a sale of the business out of which they arose;(5) An assignment of accounts, chattel paper, payment intangibles, or promissory notes which is for the purpose of collection only;(6) An assignment of a right to payment under a contract to an assignee that is also obligated to perform under the contract;(7) An assignment of a single account, payment intangible, or promissory note to an assignee in full or partial satisfaction of a preexisting indebtedness;(8) A transfer of an interest in or an assignment of a claim under a policy of insurance, other than an assignment by or to a health-care provider of a health-care-insurance receivable and any subsequent assignment of the right to payment, but Sections 75-9-315 and 75-9-322 apply with respect to proceeds and priorities in proceeds;(9) An assignment of a right represented by a judgment, other than a judgment taken on a right to payment that was collateral;(10) A right of recoupment or set-off, but:(A) Section 75-9-340 applies with respect to the effectiveness of rights of recoupment or set-off against deposit accounts; and(B) Section 75-9-404 applies with respect to defenses or claims of an account debtor;(11) The creation or transfer of an interest in or lien on real property, including a lease or rents thereunder, except to the extent that provision is made for: (A) Liens on real property in Sections 75-9-203 and 75-9-308;(B) Fixtures in Section 75-9-334;(C) Fixture filings in Sections 75-9-501, 75-9-502, 75-9-512, 75-9-516, and 75-9-519; and(D) Security agreements covering personal and real property in Section 75-9-604;(12) An assignment of a claim arising in tort, other than a commercial tort claim, but Sections 75-9-315 and 75-9-322 apply with respect to proceeds and priorities in proceeds; or(13) To a transfer by this state or a governmental unit of this state.Former 1972 Code § 75-9-109 [Codes, 1942, § 41A:9-109; Laws, 1966, ch. 316, § 9-109] is now found in comparable provisions enacted at § 75-9-102 by Laws, 2001, ch. 495, § 1. Present § 75-9-109 derived from former 1972 Code §§ 75-9-102 [Codes, 1942, § 41A:9-102; Laws, 1966, ch. 316, § 9-102; Laws, 1977, ch. 452, § 5] and 75-9-104 [Codes, 1942, § 41A:9-104; Laws, 1966, ch. 316, § 9-104; Laws, 1977, ch. 452, § 7; Laws, 1996, ch. 460, § 22] and was enacted by Laws, 2001, ch. 495, § 1; Laws, 2002, ch. 453, § 5, eff. 3/20/2002.