All bonds required by law to be made by all public officers and employees shall be made in a surety company, authorized to do business in this state.
Any such officer or employee may make affidavit, such affidavit to include two (2) letters of refusal of such bond by bonding companies licensed to do business in the State of Mississippi, that he has made diligent effort to obtain the surety bond required by this section and was unable to do so. In such event, such officer or employee may make his official bond with two (2) or more personal sureties, qualified as provided by law.
Miss. Code § 25-1-31