Current through Register Vol. 49, No. 8, August 19, 2024
Section 65A.285 - SURCHARGE PROHIBITIONSubdivision 1.Surcharge prohibition.An insurer may not impose a surcharge on homeowners insurance solely as a result of a consumer inquiry.
Subd. 2.Definitions.For purposes of this section:
(1) "consumer inquiry" means a telephone call or other communication made to an insurer that does not result in a paid claim and that is in regard to the general terms or conditions of or coverage offered under an insurance policy. The term includes a question concerning the process for filing a claim and whether a policy will cover a loss; and(2) "surcharge" means an increase in premium for a policy, including the removal of a claim-free discount.Added by 2014 Minn. Laws, ch. 198,s 4-7, eff. 8/1/2014.