Subarticle - CHAPTER 39. LONG-TERM CARE INSURANCE
- Section 500.3901 - Long-term care insurance; definitions
- Section 500.3901a - Long-term care insurance policies; discrimination against living donors; prohibition; definitions
- Section 500.3902 - Offer of long-term care coverage by subsidiary of health care corporation
- Section 500.3903 - Group long-term care insurance; coverage offered to groups described in MCL 500.3901(c)(iv) and 500.3901(c)(iii)
- Section 500.3905 - Long-term care coverage; requirements; certain coverages requiring care recommendations
- Section 500.3906 - Designation of person to receive notice of termination; reinstatement of coverage; effective date of section
- Section 500.3907 - Individual long-term care policy; guaranteed renewable provision; conversion; new limitation period; intermediate care facility or skilled nursing facility; home care services
- Section 500.3908 - Long-term care partnership program policy; conversion or replacement
- Section 500.3909 - Option to purchase inflation protection; summary of coverage; applicability of section
- Section 500.3910 - Option of purchasing policy or certificate including nonforfeiture benefits; offer
- Section 500.3910a - Nonforfeiture benefits; coverage elements, eligibility, benefit triggers, and benefit length; contingent benefit; premium increase; notification; duties of insurer; limitation on maximum benefits; effective date of section; premiums subject to loss ratio requirements; conditions for offering nonforfeiture benefit
- Section 500.3910b - Reduction options; applicability of section to long-term care policies and certificates issued on or after June 1, 2007
- Section 500.3911 - Preexisting condition; limitation period; definition
- Section 500.3913 - Home health care benefits
- Section 500.3915 - Certain conditions prohibited
- Section 500.3917 - Replacement policy; waiver of time periods applicable to preexisting conditions and probationary periods
- Section 500.3919 - Institutionalization; extension of benefits; limitations
- Section 500.3921 - Application; questions relating to health condition; delivery; record of policy rescissions; annual report to commissioner
- Section 500.3923 - Riders or endorsements; certain changes in benefits or premiums; definition, explanation, description, and labeling of certain terms
- Section 500.3925 - Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; information to be provided on forms; acknowledgement of disclosure; notice of premium rate schedule increase; personal worksheet; availability of free and independent insurance purchasing and public benefits counseling
- Section 500.3926 - Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; information to be provided to commissioner; premium rate schedule; statement; request by commissioner for actuarial demonstration; additional information
- Section 500.3926a - Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; notice of pending premium rate schedule increase; requirements; review and approval by commissioner; eligibility for contingent benefit upon lapse; applicability of subsections to certain policies or certificates; exceptional increases; definitions
- Section 500.3927 - Reasonableness of benefits relative to premiums; expected loss ratio; evaluation of factors; applicability of section
- Section 500.3928 - Fixed indivisible premium life insurance policy funding long-term care benefits by accelerating death benefit; reasonableness of benefits relative to premiums; provisions
- Section 500.3929 - Increasing premiums prohibited; conditions
- Section 500.3930 - Acceleration of benefits under group or individual life policies or riders; determination of policy reserves
- Section 500.3931 - Rules
- Section 500.3933 - Summary of coverage
- Section 500.3935 - Statement relating to request for additional information
- Section 500.3937 - Shopper's guide; format; providing to applicants; exception
- Section 500.3939 - Application; questions relating to other policies in force or use as replacement; agent's list of other policies sold; notice to applicant and existing insurer; appropriateness of recommended purchase or replacement
- Section 500.3941 - Advertising; filing copy with commissioner
- Section 500.3941a - Inapplicability of section to life insurance policies or riders containing accelerated benefits; development of suitability standards
- Section 500.3942 - Marketing; duties of insurer; use of "level premium" or "noncancelable" prohibited; exception
- Section 500.3942a - Reporting requirements; agent activities; preparation of report
- Section 500.3943 - Right to return policy; notice; "direct response solicitation" defined
- Section 500.3945 - Violation; penalty
- Section 500.3949 - Life and long-term care benefits; marketing; compliance
- Section 500.3951 - Policy summary; compliance with MCL 500.3933; additional provisions; monthly report
- Section 500.3953 - Disclosure statement
- Section 500.3955 - Compliance with chapter and applicable laws