Section 2214 - Previous adverse underwriting decisionsA carrier, producer or producer agency may not base an adverse underwriting decision in whole or in part: [1997, c. 677, §3(NEW); 1997, c. 677, §5(AFF).]
1. Previous adverse underwriting decisions. On the fact of a previous adverse underwriting decision or on the fact that a consumer previously obtained insurance coverage through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks. However, a carrier or producer may base an adverse underwriting decision on further information obtained from a carrier, producer or producer agency responsible for a previous adverse underwriting decision; or [1997, c. 677, §3(NEW); 1997, c. 677, §5(AFF).]
2. Information from insurance support organizations. On personal information received from an insurance support organization whose primary source of information is insurance carriers. However, a carrier or producer may base an adverse underwriting decision on further personal information obtained as a result of information received from the insurance support organization, including primary source information confirming the information received from the insurance support organization. [1997, c. 677, §3(NEW); 1997, c. 677, §5(AFF).]
1997, c. 677, § 3 (NEW) . 1997, c. 677, § 5 (AFF) .