There shall be a provision that except as otherwise expressly provided by law, the policy and the application therefor, if a copy of such application is indorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties.
KRS 304.15-070
Created 1970 Ky. Acts ch. 301, subtit. 15, sec. 7, effective6/18/1970.