Section 24-5-24.5-10 - Exceptions to application This chapter does not apply to the use of a protected consumer's consumer report or record by:
(1) a person administering a credit file monitoring subscription service to which:(A) the protected consumer has subscribed; or(B) the representative of the protected consumer has subscribed on behalf of the protected consumer;(2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative;(3) a check services or fraud prevention services company that issues:(A) reports on incidents of fraud; or(B) authorizations for the purpose of approving, or processing negotiable instruments, electronic funds transfers, or similar payment methods;(4) a deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, automated teller machine abuse, or similar negative information regarding a consumer to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution;(5) an insurance company for the purpose of conducting its ordinary business;(6) a consumer reporting agency that: (A) acts only to resell credit information by assembling and merging information contained in a data base of another consumer reporting agency or multiple consumer reporting agencies; and(B) does not maintain a permanent data base of credit information from which new credit reports are produced; or(7) a consumer reporting agency's database or file that consists of the following information concerning, and used for, one (1) or more of the following, but not for credit granting purposes:(A) Criminal record information.(B) Fraud protection or detection.(C) Personal loss history information.(D) Employment, tenant, or individual background screening.Added by P.L. 65-2014, SEC. 9, eff. 7/1/2014.