Section 480E-11 - Unfair or deceptive act or practice; penalties(a) Any person who violates any provision of this chapter shall be deemed to have engaged in an unfair or deceptive act or practice in the conduct of any trade or commerce within the meaning of section 480-2.(b) Any person who violates any provision of title 12 Code of Federal Regulations part 1015, pertaining to mortgage assistance relief services, shall be deemed to have engaged in an unfair or deceptive act or practice in the conduct of any trade or commerce within the meaning of section 480-2.(c) The penalties provided in this section shall be cumulative to the remedies or penalties available under all other laws of this State.Amended by L 2016, c 142,§ 10, eff. 6/29/2016.Section heading amended by L 2012, c 183, § 2, eff. 7/1/2012. L 2008, c 137, pt of §2 .