Section 431:14-112 - Joint underwriting or joint reinsurance(a) Every group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance, shall be subject to regulation as provided below, subject: (1) With respect to joint underwriting, to all other provisions of this article, and(2) With respect to joint reinsurance, to section 431:14-113, section 431:14-117 and section 431:14-118.(b) If, after a hearing, the commissioner finds that any activity or practice of any such group, association or other organization is unfair or unreasonable or otherwise inconsistent with this article, the commissioner may issue a written order specifying in what respects the activity or practice is unfair or unreasonable or otherwise inconsistent with this article, and requiring the discontinuance of such activity or practice.