Section 45-47-2 - Certificate required for payment of claim(a) No insurance company shall pay any claim for more than ten thousand dollars ($10,000), as may be adjusted yearly for inflation by the insurance department, for damages arising out of a claim under an insurance policy caused by fire or explosion, without having first obtained from the insured a certificate stating: (1) That no lien, as defined in § 45-47-1, in favor of the taxing jurisdiction exists, or(2) The amount of any lien.(b) The certificate shall be in the form and from the taxing jurisdiction official, as approved and designated by the insurance commissioner pursuant to regulations promulgated under this chapter.