Section 4503 - Certificate forms(a) The Commissioner shall pro hibit the use of a certificate of insurance form if the form: (1) Is unfair, misleading, or deceptive, or violates public policy; or(2) Violates any law, including any regulation promulgated by the commissioner of insurance.(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.Added by Laws 2013, ch. 217,s 1, eff. 5/7/2014.