Chapter 4 - LICENSEE REGULATIONS

Section 12300 - Generally
Section 12300.1 - Precautions against theft, alteration of instruments and burglary
Section 12300.2 - Name business conducted under
Section 12300.3 - Trust funds
Section 12300.4 - Use of funds received
Section 12300.5 - Funds deposited into trust account
Section 12300.6 - Use of funds prior to separation and deposit
Section 12301 - Branch offices and agencies
Section 12301.1 - Notification to commissioner after establishing mobile unit, branch office or agency; termination
Section 12301.2 - Account of licensee maintained at bank authorized to do business in state
Section 12301.3 - Signature or authorization to sell or pay checks, drafts or money orders
Section 12301.4 - Termination and cancellation of agency upon instruction from commissioner
Section 12301.5 - Requirements for issuing check, draft or money order
Section 12302 - Change of place of business
Section 12303 - Accounting practices; preservation of books and records
Section 12304 - Audit report
Section 12305 - Investigation of business and examination of books and records
Section 12306 - Cost of examination
Section 12307 - Attendance of witnesses
Section 12307.1 - Enjoining violations
Section 12307.2 - Order directing discontinuance of disbursement of funds
Section 12307.3 - Taking possession of property and business
Section 12307.4 - Power and authority of commissioner while in possession
Section 12307.5 - Disciplinary action taken by state, another state or federal government
Section 12309 - Schedule of licensee's fees posted; notice that checks or money orders not insured
Section 12310 - Sale of check in which payee's name not designated
Section 12311 - False or misleading advertising
Section 12312 - Agreement between licensee and agent
Section 12313.5 - Examination, inspection or audit of books and records of client of business agent
Section 12314 - Charges for prorater's services
Section 12314.1 - Cancellation fee or termination penalty prohibited
Section 12315 - Consent required for receipt of fee by prorater
Section 12315.1 - Notification to creditors of debtor's desire to engage services of prorater
Section 12316 - Prorater's charge in excess of maximum permitted by division
Section 12317 - Purchase of debtor's obligation by prorater
Section 12318 - Other prohibited acts
Section 12319 - Requirements of contracts between proraters and debtors
Section 12320 - Copy of contract delivered to debtor; contract effective upon payment by debtor to prorater
Section 12321 - Receipt to debtor for each payment
Section 12322 - Accounting rendered by prorater to debtor
Section 12323 - Lending money or credit prohibited
Section 12324 - Payment or receipt of cash, fee, gift, bonus, etc.
Section 12325 - Requiring debtor to purchase insurance
Section 12326 - Special prorater holding himself out to public as general prorater
Section 12327 - Unlawful practice of law
Section 12328 - Collection agency on same premises as prorating organization; license issued to collection agency
Section 12329 - Disclosure of list of creditors of debtor for purpose of soliciting accounts
Section 12330 - Rules and regulations governing advertising by proraters
Section 12331 - Consumer credit extension or credit collection experience requirement
Section 12332 - Alteration, destruction, false entry in record or document