34 Pa. Code § 63.111
The following words and terms, when used in this subchapter, have the following meanings, unless the context clearly indicates otherwise:
ACH-Automated clearing house-A Federal reserve bank, or an organization established by agreement with the National Automated Clearinghouse Association, which operates as a clearing house for transmitting or receiving entries between financial institutions and financial institution accounts, and which authorizes an electronic transfer of funds between the financial institutions or financial institution accounts.
ACH credit-A transaction in which the payer, through its own financial institution, originates an ACH transaction crediting the Department's financial institution account and debiting its own financial institution account for the amount of the payment to the Department.
ACH debit-A transaction in which the Department, through its designated depository financial institution, originates an ACH transaction debiting the payer's financial institution account and crediting the Department's financial institution account for the amount of the payment to the Department.
Card processor-An entity which provides credit card and debit card payment services on behalf of the Department.
Credit card-A device or instrument which entitles the holder to obtain money, goods, services or anything of value on credit and is accepted by the card processor.
Debit card-A device or instrument which entitles the holder to obtain and transfer money from an account or accounts with a financial institution and is accepted by the card processor.
Electronic transfer-A transfer of funds by ACH credit, ACH debit, credit card or debit card.
34 Pa. Code § 63.111