Division 80 - TRADE PRACTICES

Section 836-080-0001 - Statutory Authority; Purpose; Applicability
Section 836-080-0005 - Definitions
Section 836-080-0014 - Duties of Agent
Section 836-080-0022 - Duties of Insurers that Use Agents Insurance Producers
Section 836-080-0029 - Duties of Replacing Insurers that Use Agents
Section 836-080-0034 - Duties of the Existing Insurer
Section 836-080-0039 - Duties of Insurers with Respect to Direct Response Solicitations
Section 836-080-0043 - Violations and Penalties
Section 836-080-0050 - Authority; Purpose and Scope
Section 836-080-0055 - Unfair Discrimination Identified
Section 836-080-0080 - Definition, Claims Handling Services; Claims Procedures and Information
Section 836-080-0085 - Annual Report; Sampling
Section 836-080-0090 - Suitability in the Sale of Life Insurance
Section 836-080-0095 - Renumbered
Section 836-080-0105 - Statutory Authority; Purpose; Effective Date
Section 836-080-0110 - Applicability
Section 836-080-0115 - Definitions
Section 836-080-0120 - Statement as to Participation Required Upon Request Before Delivery of Policy; Provision Required in Participating Policy; Contents of Provision
Section 836-080-0125 - Prohibited Representations Regarding Participation Rights
Section 836-080-0130 - Dividend Statement Permitted; Required to Be Written; Prohibited and Permitted Advice
Section 836-080-0135 - Dividend Rights Accrue Upon Declaration of Dividends; Contents of Dividend Declaration Resolution
Section 836-080-0140 - Unfair Discrimination in Allocation of Dividends Prohibited; Criteria for Allocation; Prima Facie Evidence of Unfair Discrimination
Section 836-080-0145 - Unfair Forfeiture of Dividend for Failure to Renew Prohibited
Section 836-080-0150 - Policyholder Dividend Rights of Group Members and Dividend Group Policyholders; Reduction or Denial Without Prior Advice Prohibited; "Dividend Group" Defined; Standards for Dividend Groups
Section 836-080-0155 - False or Deceptive Publications by Insurer Prohibited
Section 836-080-0160 - Use of Special Certifications and Professional Designations by Insurance Producers
Section 836-080-0165 - Notice of Division of Financial Regulation Assistance
Section 836-080-0170 - Statutory Authority; Purpose
Section 836-080-0172 - Applicability and Disclosure Forms
Section 836-080-0175 - [Repealed]
Section 836-080-0178 - Definitions
Section 836-080-0180 - [Repealed]
Section 836-080-0183 - Insurance Producer Training
Section 836-080-0185 - Compliance Mitigation; Penalties
Section 836-080-0188 - [Repealed]
Section 836-080-0190 - Annuity Sales; Disclosure Not a Defense
Section 836-080-0193 - Operative Date
Section 836-080-0205 - Statutory Authority, Purpose, and Applicability
Section 836-080-0210 - Definitions
Section 836-080-0215 - Claim Files
Section 836-080-0220 - Misrepresentation and Other Prohibited Claim Practices
Section 836-080-0225 - Required Claim Communication Practices
Section 836-080-0230 - Standard for Prompt Claim Investigation
Section 836-080-0235 - Standards for Prompt and Fair Settlements - Generally
Section 836-080-0245 - Statutory Authority and Purpose
Section 836-080-0240 - Standards for Prompt and Fair Total Loss Settlements - Automobile Insurance
Section 836-080-0250 - Workers' Compensation Insurance Unfair Claim Settlement Practices Standards
Section 836-080-0305 - Statutory Authority; Purpose; Applicability
Section 836-080-0310 - Definitions
Section 836-080-0315 - Providing Things of Value to Intermediaries Generally Prohibited
Section 836-080-0320 - Miscellaneous Things of Value
Section 836-080-0325 - Business Development Activities
Section 836-080-0335 - Gifts
Section 836-080-0337 - Real Property Information
Section 836-080-0340 - Assistance in Qualifying a Subdivision
Section 836-080-0345 - Automatic Change in Monetary Limits
Section 836-080-0355 - Title Insurer Responsible for Violations by Agent
Section 836-080-0360 - Use by Title Company of an Intermediary's Office
Section 836-080-0365 - Filing Escrow Rates Required
Section 836-080-0370 - Instruction of Title Company Employees About Rules Required
Section 836-080-0425 - Applicability; Definitions
Section 836-080-0430 - Disclosure of Use of Credit History or Insurance Scores
Section 836-080-0435 - Policies Governing Credit Histories and Insurance Scores
Section 836-080-0436 - Absence of or Inability to Determine Credit History; Relation to Risk to Insurer
Section 836-080-0438 - Definition of Adverse Underwriting Decision; Notice
Section 836-080-0440 - Unfair Insurance Trade Practice
Section 836-080-0501 - Authority; Rule of Construction; Applicability
Section 836-080-0506 - Definitions and Examples
Section 836-080-0511 - Application of Notice Requirements
Section 836-080-0516 - Initial Notice to Consumers
Section 836-080-0519 - Information to be Included in Initial Privacy Notice
Section 836-080-0523 - Annual Notice
Section 836-080-0526 - Information to be Included in Annual Notice
Section 836-080-0531 - Revised Privacy Notices
Section 836-080-0536 - Delivery
Section 836-080-0541 - Opt in Notice; Form of Opt Out Notice to Consumers and Opt Out Methods for Purpose of ORS 746.665(1)(k)
Section 836-080-0546 - Limits on Sharing Account Number Information for Marketing Purposes
Section 836-080-0551 - Authorization Request Delivery
Section 836-080-0615 - Personal Information Notice
Section 836-080-0620 - Notice of Personal Financial Information Practices
Section 836-080-0625 - Alternative Procedures
Section 836-080-0630 - Application of Notice Requirements
Section 836-080-0635 - Initial Notice to Consumers
Section 836-080-0640 - Information to Be Included in Initial Privacy Notice
Section 836-080-0645 - Annual Notice
Section 836-080-0650 - Information to Be Included in Annual Notice
Section 836-080-0655 - Revised Privacy Notices
Section 836-080-0660 - Delivery
Section 836-080-0665 - Authorization
Section 836-080-0670 - Authorization Exemptions
Section 836-080-0675 - Disclosure Without Authorization
Section 836-080-0680 - Opt in Notice; Form of Opt Out Notice to Consumers and Opt Out Methods for Purpose of OAR 836-080-0675
Section 836-080-0685 - Limits on Sharing Account Number Information for Marketing Purposes
Section 836-080-0690 - Authorization Request Delivery
Section 836-080-0695 - Access to Recorded Personal Information
Section 836-080-0700 - Correction, Amendment or Deletion of Recorded Personal Information
Section 836-080-0750 - Purpose; Statutory Authority
Section 836-080-0755 - Application of OAR 836-080-0750 to 836-080-0775
Section 836-080-0760 - Definitions for OAR 836-080-0750 to 836-080-0775
Section 836-080-0765 - Practices Declared False, Misleading, Deceptive or Unfair on a Military Installation
Section 836-080-0770 - Practices Declared False, Misleading, Deceptive or Unfair, Regardless of Location
Section 836-080-0775 - Severability
Section 836-080-0800 - Definitions
Section 836-080-0805 - Statutory Authority, Purpose, and Applicability
Section 836-080-0810 - Provision of Commercial Loss Runs
Section 836-080-0600 - Authority; Rule of Construction; Applicability
Section 836-080-0610 - Definitions and Examples
Section 836-080-0900 - Definitions
Section 836-080-0905 - Language used for co-insureds on property and casualty personal lines policies