No debt collector may oppress, harass, or abuse any person in connection with the collection of or attempt to collect any debt alleged to be due and owing by that person or another. Without limiting the general application of the foregoing, no debt collector may:
1. Use profane or obscene language or language that is intended to abuse the hearer or reader.2. Place telephone calls without disclosure to the debtor of the caller's true identity, including name and collection agency.3. Cause expense to any person in the form of long distance telephone tolls, telegram fees, or other charge incurred by a medium of communications, by concealment of the true purpose of the notice, letter, message, or communication.4. Cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously, or at unusual times or times known to be inconvenient.N.D. Admin Code 13-04-02-06
Amended effective July 1, 1984; April 1, 2013.General Authority: NDCC 13-05-06
Law Implemented: NDCC 13-05-06