This Part implements, interprets, and clarifies chapter 215 of the Laws of 2004, which added a new article 28 to the Insurance Law entitled "Use of Credit Information." Article 28 establishes limitations upon, and requirements for, the permissible use of credit information by insurers doing business in this State to underwrite or rate risks for personal lines insurance business.
N.Y. Comp. Codes R. & Regs. Tit. 11 § 221.0