(i) Rationale: V zones are areas subject to high velocity waters and are further defined as areas capable of supporting a three foot high breaking wave. These areas are designated on FEMA flood maps as zone V or VE. On many FEMA flood maps, oceanfront bulkheads, revetments or seawalls have been used to delineate the landward limit of the coastal high hazard area. However, wave run-up, which is the rush of water up a structure or beach that occurs on the breaking of a wave, and overtopping may also cause considerable damage behind bulkheads, revetments and seawalls inshore of the V zone limit. Both V zone and wave run-up zone are high hazard areas where structures are vulnerable to severe storm damage. Most developments allowed under this rule are those which comply with other State regulations (that is, the Uniform Construction Code (UCC) promulgated by the Department of Community Affairs) and Federal standards (that is, the flood reduction standards at 44 CFR Part 60). Beach use and tourism oriented developments and water dependent developments are not subject to the UCC or 44 CFR Part 60, but are subject to storm damage. However, they enhance the public use and enjoyment of the beach and ocean and accordingly are conditionally acceptable. Residential development (other than limited infill development) and commercial development in coastal high hazard areas is limited to the Hudson River Waterfront area and Atlantic City allowing reasonable development in already densely-developed areas while protecting people and property from the negative impacts of flooding and coastal storms.
The Uniform Construction Code and Federal flood reduction standards establish specifications for construction that reduce risk to people and property in the event of a flood. The Department has, therefore, determined that certain development in coastal high hazard areas that meets these standards is appropriate.