N.J. Admin. Code § 17:6-1.6
The Plan Sponsor and each employer does not intend by any of the Program's provisions to make any person other than a participant, an alternate payee designated by a Qualified Domestic Relations Order, or a beneficiary under an applicable Plan following the death of the participant, a third-party beneficiary of the Program or any Plan under the Program. Further, nothing in the Program can be construed or interpreted to authorize any person other than a participant, alternate payee, or beneficiary after the participant's death to maintain any cause of action under or relating to the Program. The duties, obligations, and responsibilities of the Plan Administrator and each employer concerning third parties will remain solely as imposed by applicable law.
N.J. Admin. Code § 17:6-1.6