N.J. Admin. Code § 11:3-19A.2
The following words and terms, when used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Affiliated companies" means two or more individual insurance companies that are authorized to transact private passenger automobile insurance business in New Jersey where one insurer controls, is controlled by, or is under common control with the other insurer.
"Applicant" means a person applying to an insurer for a policy of automobile insurance who is not currently a named insured under an existing policy of automobile insurance issued by that insurer.
"Commissioner" means the Commissioner of the Department of Banking and Insurance of the State of New Jersey.
"Department" means the New Jersey Department of Banking and Insurance.
"Insurance score" means a number or rating, including that which is derived from an algorithm, computer application, model or other process, that is based in whole or part on credit information.
"Insured" when used as a noun means a named insured or other person insured under a policy of automobile insurance and not a named insured under another automobile insurance policy.
"Insurer" means any person or persons, corporation, association, partnership, company, reciprocal exchange, group of affiliated companies, or other legal entity authorized or admitted to transact private passenger automobile insurance in this State.
"Personal private passenger automobile insurance" or "automobile insurance" means direct insurance on private passenger automobiles issued by an insurer in accordance with a personal lines rating system filed and approved pursuant to 17:29A-1 et seq.
"Renew" means to issue and deliver at the end of the policy period a policy superseding a policy previously issued and delivered, or to issue and deliver a certificate or notice extending the term of a policy beyond its policy period or term, by the same insurer, or by another insurer in a group of affiliated companies, pursuant to a tier rating plan file and approved in accordance with this subchapter.
"Risk" means the person or property exposed to loss or damage that is insured under an automobile insurance policy.
"Standard tier" refers to the tier that contains those named insureds with six or less motor vehicle record (MVR) points who do not meet the requirements for higher or lower rated tiers due to other risk characteristics. The initial standard tier rating factor is 1.000.
"Tier" refers to one or more tier placement criteria, filed and approved pursuant to 17:29A-46.1, which define and characterize one or more mutually exclusive groups of insureds.
"Tier placement criteria" means the written rules by which an insurer assigns a risk to a rating tier.
N.J. Admin. Code § 11:3-19A.2
See: 40 N.J.R. 3572(a), 40 N.J.R. 6970(b).
In the introductory paragraph, inserted a comma following "meanings"; added definitions "Insurance score" and "Tier placement criteria", and in definition "Tier", substituted "tier placement criteria" for "underwriting rules".