N.J. Admin. Code § 11:3-15.1

Current through Register Vol. 56, No. 21, November 4, 2024

Section 11:3-15.1 - Purpose

(a)39:6A-23 requires the Commissioner of the Department of Banking and Insurance to promulgate standards for the written notice to be provided to applicants for private passenger automobile insurance and to policyholders offered renewal of coverage. This written notice includes one of two versions of the Buyer's Guide and one of two versions of the Coverage Selection Form.

(b)N.J.S.A. 17:29A-52a requires every insurer writing private passenger automobile insurance in this State to provide each insured at least annually and each applicant for insurance with an Automobile Insurance Consumer Bill of Rights. The Automobile Insurance Consumer Bill of Rights shall contain the information necessary, relevant or appropriate to improve the understanding of the rights and responsibilities of consumers and insurers regarding automobile insurance.

(c) This subchapter implements the statutory requirements in (a) and (b) above and establishes the necessary minimum standards insurers shall use in giving notice of available coverages, options and rate credits and of the rights and responsibilities of consumers and insurers regarding automobile insurance.

N.J. Admin. Code § 11:3-15.1

New Rule, R.1989 d.117, effective 2/21/1989.
See: 20 N.J.R. 2984(a), 21 N.J.R. 558(b).
Old text was repealed.
Amended by R.1990 d.580, effective 11/19/1990 (operative January 1, 1991).
See: 22 N.J.R. 1681(a), 22 N.J.R. 3488(b).
Amended to delete references to the NJAFIUA and to substitute therefor a general reference to residual market mechanisms created by New Jersey statute consistent with "The Fair Automobile Insurance Reform Act of 1990", P.L. 1980 c.8.
Amended by R.1998 d.595, effective 12/21/1998 (operative March 22, 1999).
See: 30 N.J.R. 3577(a), 30 N.J.R. 4452(a).
In (a), substituted "offered" for "seeking" following "policyholders" in the first sentence, and substituted "one of the two versions of the Coverage Selection Form" for "a Coverage Selection Form as required by N.J.S.A. 39:6A-23" at the end of the second sentence; and in (b), substituted references to the Buyer's Guide and Coverage Selection Form for references to standards.
Amended by R.2004 d.117, effective 3/15/2004.
See: 35 N.J.R. 3523(a), 36 N.J.R. 1420(a).
Added new (b) and (c), recodified existing (b) as (d).
Amended by R.2011 d.166, effective 6/6/2011.
See: 42 N.J.R. 1981(a), 43 N.J.R. 1350(a).
In (a), inserted "private passenger", substituted "one of two versions of the" for "a", and deleted the last sentence; in (b), substituted "N.J.S.A. 17:29A-52a" for "P.L 2003, c.89, section 43a"; and deleted (d).