N.J. Admin. Code § 11:3-1.7

Current through Register Vol. 56, No. 24, December 18, 2024

Section 11:3-1.7 - PAIP eligibility

(a) PAIP shall provide coverage to all PAIP qualified applicants as set forth in the AIP plan of operation. For purposes of this subchapter, a "qualified applicant" shall include:

1. A person domiciled in New Jersey, who is an owner of an automobile registered and principally garaged in this State or will be registered and principally garaged in this State within 60 days; and

2. A person who certifies, in the prescribed application form approved by the Commissioner, that he or she has attempted, within 60 days prior to the date of application, to obtain automobile insurance in the State and that he or she is a qualified applicant as set forth in this section and (b) and (c) below. An applicant so certifying shall be considered for assignment upon submitting a complete application in good faith to the PAIP. An application shall be considered to have been made in good faith if the applicant reports all information of a material nature and does not willfully make incorrect or misleading statements in the prescribed application form.

(b) "PAIP qualified applicant" shall also include military personnel with respect to an automobile if, at the time application is made, the applicant is a nonresident who is stationed in this State, whose automobile is registered in another state and garaged in this State.

(c) No person shall, however, be deemed a PAIP qualified applicant, if the principal operator of the automobile to be insured does not hold a driver's license that is valid in this State; or if a regular operator of the automobile other than the principal operator does not hold such a license; or if timely payment of premium is not tendered; or if the principal operator of the automobile does not furnish the information necessary to effect insurance; or if such person rents or leases automobiles to others which are used for commercial purposes.

(d) The Governing Committee shall establish procedures in the plan of operation with respect to documentation to be provided by the applicant and producer showing the reasons for termination of previous insurance coverage, including, but not limited to:

1. Previous insurance company name and policy number;

2. Reasons for termination and effective date of termination;

3. Claim history for the preceding three years;

4. Driving history for each operator; and

5. Copies of vehicle registration(s).

(e) The Governing Committee shall establish procedures for the cancellation or nonrenewal of policies to persons who are not or are no longer PAIP qualified applicants.

N.J. Admin. Code § 11:3-1.7

Adopted by 50 N.J.R. 565(a), effective 1/16/2018