N.J. Admin. Code § 11:2-42.2
The following words and terms, as used in this subchapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Commissioner" means the Commissioner of the New Jersey Department of Banking and Insurance.
"Department" means the New Jersey Department of Banking and Insurance.
"Earned premium" means direct earned premium, including all associated fee income collected under the insurer's approved rating system.
"FAIR Plan" means the New Jersey Insurance Underwriting Association established pursuant to 17:37A-1 et seq.
"Form" means:
1. Owners forms, including, but not limited to, HO-1, HO-2, HO-3, HO-3 w/15, HO-5, and HO-8;
2. Tenants forms, including, but not limited to, HO-4;
3. Condominium forms, including, but not limited to, HO-6;
4. Dwelling Fire;
5. Dwelling Extended Coverage;
6. Dwelling Liability; and
7. Mobile Home Owners.
"Homeowners insurance" means personal lines insurance provided against loss to real and personal property as defined in the standard fire policy and extended coverage endorsement thereon, a dwelling policy, the homeowners multiple peril policy, insurance against the perils of vandalism, malicious mischief, burglary, or theft, or liability insurance or any combination thereof, or any other such policy delivered, issued, or renewed or approved by the Commissioner for issuance, delivery, or renewal in this State.
"NAIC" means the National Association of Insurance Commissioners.
"Rate change" means a rate increase of no more than five percent overall for any individual insurer. Rate change also means any overall decrease in rates or a change in rates for any individual insurer that is revenue neutral.
N.J. Admin. Code § 11:2-42.2