N.J. Admin. Code § Tit. 11, ch. 2, subch. 42, app APPENDIX

Current through Register Vol. 56, No. 24, December 18, 2024

Appendix - APPENDIX

EXHIBIT A

Expedited Homeowners Filings

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EXHIBIT B

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EXHIBIT C

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EXHIBIT D

HURRICANE DEDUCTIBLE

For the premium charged, we will pay only that part of the total of the loss for all Section I Property Coverages that exceeds the Hurricane Deductible noted below:

This deductible applies, as described below, in the event of direct physical loss to property covered under this policy, caused directly or indirectly in the event of a hurricane named by the National Weather Service or its successor from which sustained hurricane force winds of 74 miles per hour or greater have been measured in New Jersey by the National Weather Service (regardless of whether the sustained hurricane force winds reach the risk insured under the policy) and shall replace any other applicable deductible in that event. In no case will this deductible be less than the Section I deductible amount shown in the Declarations.

The duration of the hurricane includes the time period:

1. Beginning 12 hours prior to the first time that sustained hurricane force winds of 74 miles per hour or greater have been measured in New Jersey by the National Weather Service (regardless of whether the sustained hurricane force winds reach the risk insured under the policy).

2. Continuing for the time period during which the hurricane conditions exist anywhere in New Jersey.

3. Ending 12 hours after the last time the hurricane force winds of 74 miles per hour or greater have been measured in New Jersey by the National Weather Service (regardless of whether the sustained hurricane force winds reach the risk insured under the policy).

This deductible applies regardless of any other cause or event contributing concurrently or in any sequence.

The Hurricane Deductible (% or Stated Amount Deductible) shown in the Declarations applies only for loss or damage to covered property caused by wind, wind gusts, hail, rain, tornadoes, or cyclones caused by or resulting from a hurricane. The Hurricane Deductible also applies to any loss or damage to covered property caused by objects driven by wind, if your covered loss occurs during the time period.

The deductible for loss caused by each hurricane occurrence is the amount determined by applying the deductible percentage or Stated Amount Deductible shown in the Declarations to the applicable Coverage A--Dwelling limit shown in the Declarations.

This deductible amount does not apply to loss under Coverage D, Loss of Use. Instead the deductible amount that applies to loss under Coverage D will be the same as the deductible amount that would have been applied to the peril of fire.

Exhibit E

ZIP CODES
07002	07719	08006	08247	08734
07008	07720	08008	08248	08735
07036	07721	08050	08251	08736
07064	07723	08087	08260	08738
07077	07724	08092	08270	08739
07201	07730	08201	08311	08740
07202	07732	08202	08324	08741
07206	07734	08203	08327	08742
07302	07735	08204	08332	08750
07304	07737	08205	08345	08751
07305	07739	08210	08349	08752
07306	07740	08212	08401	08753
07701	07748	08221	08402	08754
07702	07750	08223	08403	08755
07704	07753	08225	08404	08756
07709	07755	08226	08406	08757
07711	07756	08230	08721	08758
07712	07757	08232	08722	08832
07715	07758	08234	08723	08861
07716	07760	08241	08724	08862
07717	07762	08242	08730	08879
07718	07764	08243	08731
08005	08244	08732

N.J. Admin. Code Tit. 11, ch. 2, subch. 42, app APPENDIX

Administrative Change, 50 N.J.R. 1279(a).