This rule sets forth minimum standards for the investigation and disposition of property and casualty claims occurring in the State of Nebraska and arising under insurance policies or certificates which, if violated with such frequency as to indicate a general business practice or committed flagrantly and in conscious disregard, would constitute a violation of the Unfair Insurance Claims Settlement Practices Act or any rule or regulation promulgated thereunder. It is not intended to cover claims involving workers' compensation, fidelity, suretyship or boiler and machinery insurance. Various provisions of this rule are intended to define procedures and practices which constitute unfair insurance claims practices. This rule is not exclusive and other acts, not herein specified, may also be found to constitute such practices.
Nothing herein shall be construed to create nor imply a private cause of action for violation of this rule. This is merely a clarification of original intent and does not indicate any change of position.
This rule shall not apply to claims involving only subrogation rights.
210 Neb. Admin. Code, ch. 60, § 002