Rule 5-2-1.3 - Licensing Criteria1. In order to determine the applicant's suitability for a license, the Commissioner and/or the NMLS shall forward the fingerprints submitted with the application to the Mississippi Department of Public Safety and to the FBI for a national criminal history record check. The Commissioner may request a new set of fingerprints at any time from any person licensed with the department. Final verification of the background check does include any subsequent investigation that must occur to determine the disposition of an arrest indicated on the background check.2. If the NMLS license application is withdrawn or denied, the license fees are non-refundable.3. A person must be named the Qualifying Individual for a company applying for a mortgage broker or lender license.a. Qualifying Individual means an employee of the mortgage broker or lender who submits documentation of a minimum of two (2) years experience directly related to mortgage activities. Proof of experience includes, but is not limited to: letter(s) from previous or current employers stating job description, copies of other state licenses, etc. Resumes and W-2 forms may be included, but are not sufficient proof of experience.b. This person is not required to be an owner, co-owner or officer of the company; however, the individual will be the person primarily responsible for the operations of the licensee.Miss. Code Ann. § 81-18-29; Effective date August 30, 2013