19 Miss. Code. R. 1-36.04
As used in this Regulation, the following terms shall be defined as follows:
A. Commissioner - Commissioner of Insurance.
B. Department - Mississippi Insurance Department.
C. Insured - person or business entity who is the policyholder under a real or personal property insurance claim.
D. Insurer - any insurance company or self-insured person or entity, including surplus lines companies.
E. Public Adjuster - any person who, for compensation or any other thing of value on behalf of the insured and subject to the prohibition provided in Section 73-3-55:
1. Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, on behalf of an insured in negotiating for, or effecting the settlement of, a claim for loss or damage covered by an insurance contract;
2. Advertises for employment as a public adjuster of insurance claims or solicits business or represents himself or herself to the public as a public adjuster of first party insurance claims for losses or damages arising out of policies of insurance that insure real or personal property; or,
3. Directly or indirectly solicits business, investigates or adjusts loses an insured about first party claims for losses or damages arising out of polices of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy for the insured.
A public adjuster shall not include an attorney at law.
19 Miss. Code. R. 1-36.04