Md. Code Regs. 25.02.02.02

Current through Register Vol. 51, No. 22, November 1, 2024

Section 25.02.02.02 - Self-Insurance

A. General. Within budgetary appropriations, the Treasurer may provide self-insurance to provide coverage under the Maryland Tort Claims Act for those incidents not covered by purchased commercial insurance obtained pursuant to Regulation .01.

B. Coverage. Subject to §A, above, self-insurance shall provide coverage for a tortious act or omission of State personnel that:

(1) Is within the scope of public duties of the State personnel; and

(2) No element of which constitutes malice or gross negligence.

C. Exclusions and Limitations. The Treasurer may not provide self-insurance coverage for:

(1) Punitive damages;

(2) Interest before judgment;

(3) A claim that arises from the combatant activities of the State militia during a state of emergency;

(4) A tortious act or omission of State personnel:

(a) That is not within the scope of the public duties of the State personnel, or

(b) An element of which constitutes malice or gross negligence; or

(5) A cause of action that law specifically prohibits.

D. Limits of Liability. Within total budgeted funds available for self-insurance coverage of tort claims, the limits of State liability shall be:

(1) Subject to §D(2) of this regulation, $200,000 per claimant for all injury, loss, and damage to person and property arising from a single incident. For the purpose of determining the limits of liability under this subsection, all persons claiming damages resulting from:

(a) Bodily injury to, or the death of, any one person shall be considered to be one claimant; and

(b) Damage to or destruction of a single item of property shall be considered to be one claimant.

(2) Such greater, lesser, or additional limits as otherwise may be established by the annual State Budget for incidents occurring during that fiscal year.

E. No Waiver of Immunity. The sovereign immunity of the State is not waived for claims in excess of the limits set forth in §D of this regulation.

Md. Code Regs. 25.02.02.02

Regulations .02, Maryland Tort Claims Act, adopted effective April 16, 1990 (17:7 Md. R. 853)
Regulation .02D amended effective January 12, 1998 (25:1 Md. R. 17); June 26, 2000 (27:12 Md. R. 1142)