Chapter 39 - LONG-TERM CARE INSURANCE

Rule 191-39.1 - Purpose
Rule 191-39.2 - Authority
Rule 191-39.3 - Applicability and scope
Rule 191-39.4 - Definitions
Rule 191-39.5 - Policy definitions
Rule 191-39.6 - Policy practices and provisions
Rule 191-39.7 - Required disclosure provisions
Rule 191-39.8 - Prohibition against postclaims underwriting
Rule 191-39.9 - Minimum standards for home health care benefits in long-term care insurance policies
Rule 191-39.10 - Requirement to offer inflation protection
Rule 191-39.11 - Requirements for application forms and replacement coverage
Rule 191-39.12 - Reserve standards
Rule 191-39.13 - Loss ratio
Rule 191-39.14 - Filing requirement
Rule 191-39.15 - Standards for marketing
Rule 191-39.16 - Suitability
Rule 191-39.17 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
Rule 191-39.18 - Standard format outline of coverage
Rule 191-39.19 - Requirement to deliver shopper's guide
Rule 191-39.20 - Policy summary and delivery of life insurance policies with long-term care riders
Rule 191-39.21 - Reporting requirement for long-term care benefits funded through life insurance by acceleration of the death benefit
Rule 191-39.22 - Unintentional lapse
Rule 191-39.23 - Denial of claims
Rule 191-39.24 - Incontestability period
Rule 191-39.25 - Required disclosure of rating practices to consumers
Rule 191-39.26 - Initial filing requirements
Rule 191-39.27 - Reporting requirements
Rule 191-39.28 - Premium rate schedule increases
Rule 191-39.29 - Nonforfeiture
Rule 191-39.30 - Standards for benefit triggers
Rule 191-39.31 - Additional standards for benefit triggers for qualified long-term care insurance contracts
Rule 191-39.32 - Penalties
Rule 191-39.33 - Notice of cancellation, nonrenewal or termination of long-term care insurance
Rule 191-39.34 - Reserved
Rule 191-39.35 - Reserved
Rule 191-39.36 - Reserved
Rule 191-39.37 - Reserved
Rule 191-39.38 - Reserved
Rule 191-39.39 - Reserved
Rule 191-39.40 - Reserved
Rule 191-39.41 - Purpose
Rule 191-39.42 - Effective date
Rule 191-39.43 - Definitions
Rule 191-39.44 - Notice of benefit trigger determination and content
Rule 191-39.45 - Notice of internal appeal decision and right to independent review
Rule 191-39.46 - Independent review request
Rule 191-39.47 - Certification process
Rule 191-39.48 - Selection of independent review entity
Rule 191-39.49 - Independent review process
Rule 191-39.50 - Decision notification
Rule 191-39.51 - Insurer information
Rule 191-39.52 - Certification of independent review entity
Rule 191-39.53 - Additional requirements
Rule 191-39.54 - Toll-free telephone number
Rule 191-39.55 - Division application and reports
Rule 191-39.56 - Reserved
Rule 191-39.57 - Reserved
Rule 191-39.58 - Reserved
Rule 191-39.59 - Reserved
Rule 191-39.60 - Reserved
Rule 191-39.61 - Reserved
Rule 191-39.62 - Reserved
Rule 191-39.63 - Reserved
Rule 191-39.64 - Reserved
Rule 191-39.65 - Reserved
Rule 191-39.66 - Reserved
Rule 191-39.67 - Reserved
Rule 191-39.68 - Reserved
Rule 191-39.69 - Reserved
Rule 191-39.70 - Reserved
Rule 191-39.71 - Reserved
Rule 191-39.72 - Reserved
Rule 191-39.73 - Reserved
Rule 191-39.74 - Reserved
Rule 191-39.75 - Purpose
Rule 191-39.76 - Effective date
Rule 191-39.77 - Definitions
Rule 191-39.78 - Eligibility
Rule 191-39.79 - Discontinuance of partnership program
Rule 191-39.80 - Required disclosures
Rule 191-39.81 - Form filings
Rule 191-39.82 - Exchanges
Rule 191-39.83 - Required policy terms and disclosures
Rule 191-39.84 - Standards for marketing and suitability
Rule 191-39.85 - Required reports