Advance Action or Multi Draw shall mean the type of betting in which wagers may be placed for future Lucky for Life drawings as available in each Party Lottery.
Annuitized Payment Option shall mean a manner in which the Lucky for Life Top Prize or second prize (also referred to as Prize Level #2) may be paid in equal payments or installments. The Annuitized Payment Option shall be calculated on an annual basis. The schedule of payments shall be at the discretion of each Party Lottery.
Cash Option shall mean the manner in which the Lucky for Life Top Prize or second prize may be paid upon the Winner's request in one single cash payment as an alternative to the Annuitized Payment Option.
Claimant or Winner shall mean any natural person or legal entity submitting a winning Lucky for Life Ticket within the required prize claim period. A Claimant may be the Purchaser, the natural person or legal entity named on the back of a signed Lucky for Life Ticket, the bearer of an unsigned Lucky for Life Ticket, or any other natural person or legal entity who may seek entitlement to a Lucky for Life prize payment in accordance with each Party Lottery's jurisdictional laws. No Claimant may assert rights different from the rights acquired by the original Purchaser at the time of purchase.
Clearinghouse Lottery shall refer to the Party Lottery or other duly authorized entity who is responsible for collecting and transferring prize payouts on behalf of all Party Lotteries.
Drawing shall mean the formal process of selecting Winning Numbers that conclusively determines the number of Winners for each prize level of the game.
Game Play(s) shall mean that area of the Play Slip, also known as a "board" or "panel", which contains two sets of numbered squares to be marked by the Player: the first set (Matrix 1) contains 48 squares, numbered one through 48; the second set (Matrix 2) contains 18 squares, numbered one through 18.
Game Ticket or Ticket shall mean acceptable evidence of Game Play which represents a Wager accepted by a Party Lottery's On-line Gaming System, meeting the specifications defined in 961 CMR 2.64.
Liability Limit shall mean a pre-established threshold, as determined in advance by the New England Lottery Directors, for paying Top Prize, second prize and third prize claims, as defined in 961 CMR 2.64(5)(a).
Lucky Ball shall mean the number selected from the second set of numbers (Matrix 2) in each Lucky for Life Drawing.
Lump Sum Cash Payment shall mean the manner in which the Lucky For Life Top Prize or second prize is required to be paid in one single cash payment when the liability limit is exceeded and no Annuitized Payment Option is available, as detailed in 961 CMR 2.64(5).
On-line Gaming System shall mean a computer wagering system or internet-based sales system used by a Party Lottery to issue and validate Lucky for Life Tickets.
Party Lottery shall mean a state lottery which is authorized to sell the Lucky for Life game.
Play, Bet or Wager shall mean the six numbers (the first five from a field of 48 numbers and one Lucky Ball number from a field of 18 numbers) that appear on a Lucky For Life Ticket as a single-lettered Play, board or panel, and are played by a Player in the game.
Play Slip, Selection Slip or Bet Slip or any other such term utilized by a Party Lottery shall mean a card used in marking a Player's Game Plays or Wagers.
Player or Purchaser shall mean a natural person(s) or legal entity who buys Lucky for Life Tickets in accordance with 961 CMR 2.64 and jurisdictional laws.
Quick Pick, or any other such term used by a Party Lottery shall mean the random selection of six numbers resulting in a Wager accepted by a Party Lottery's On-line Gaming System.
Sales Retailer or Sales Agent shall mean a natural person or legal entity licensed and/or authorized by a Party Lottery to sell and redeem Lucky for Life Tickets.
Selling Lottery shall mean the Party Lottery that sold a winning Lucky for Life Ticket.
Set Prize shall mean a pre-determined prize payout that is paid in a single cash payment. Set Prizes shall apply to the lowest eight prize levels. They may also apply, however, to the Top Prize and second prize under certain conditions as outlined in 961 CMR 2.64(5)(a).
Split Prize shall mean a pre-determined Set Prize payout that is divided equally among the number of winning Tickets of a prize level. Split prizes shall only apply to the Top Prize, the Prize Level #2 and Prize Level #3 Winners under certain conditions, as outlined in 961 CMR 2.64(5)(a).
Subscription Ticket, Season Ticket or any other such term utilized by a Party Lottery shall have the meanings given them in each Party Lottery jurisdiction. Massachusetts Season Tickets are defined in 961 CMR 2.64(8).
Terminal shall mean a device including, but not limited to, Player Activated Terminals (PATs), Self-service Terminals (SSTs) and Ticket Vending Machines, authorized to function in an on-line, interactive mode with the On-line Gaming System for the purpose of issuing and validating lottery transactions.
Top Prize shall mean the Lucky for Life first prize.
Winning Numbers shall mean the six numbers (the first five numbers from Matrix 1 and the one Lucky Ball number from Matrix 2) that are randomly selected in each Drawing and used to determine the winning Plays contained on a Lucky for Life Ticket.
A Party Lottery may expand this list of ineligible players.
Odds of Winning, Prize Payouts and Prize Funding as a Percentage of Sales.
Prize Level | Matches Matrix #1 (5 of 48) | Matches Matrix #2 (1 of 18) | Odds of Winning: 1/ | Prize | % Sales |
1 | 5 | 1 | 30,821,472.000 | $7,000/Week for Life* | 10.2201% |
2 | 5 | 0 | 1,813,027.765 | $25,000/Year for Life* | 11.6380% |
3 | 4 | 1 | 143,355.684 | $5,000* | 1.7439% |
4 | 4 | 0 | 8,432.687 | $200 | 1.1859% |
5 | 3 | 1 | 3,413.231 | $150 | 2.1973% |
6 | 3 | 0 | 200.788 | $20 | 4.9806% |
7 | 2 | 1 | 249.749 | $25 | 5.0050% |
8 | 2 | 0 | 14.691 | $3 | 10.2103% |
9 | 1 | 1 | 49.950 | $6 | 6.0060% |
10 | 0 | 1 | 32.019 | $4 | 6.2463% |
Total Payout | 59.4335% |
Average Chance of Winning: 1 in 7.769
* Prize amounts may be split if there are multiple Winners, in accordance with the provisions established in 961 CMR 2.64(5)(a). Split prizes may be lower than the published prize amounts.
All other provisions of 961 CMR 2.00 shall, if applicable, apply to the Multi-state Game -LUCKY FOR LIFE.
961 CMR, § 2.64