211 CMR 65.00, unless otherwise stated herein, applies to long-term care insurance policies or certificates offered in Massachusetts after February 25, 2005. The requirements contained in 211 CMR 65.00 are in addition to any other applicable statutory provisions or lawful regulations, including 211 CMR 40.00 and 211 CMR 42.00 where applicable. They do not in any way excuse any material noncompliance on the part of any agent or carrier marketing long-term care insurance regarding the provisions of any other law or statute. Unless otherwise stated, 211 CMR 65.00 does not apply to an employment-based group policy.
211 CMR, § 65.02