Section 27.03 - Exemptions(1)211 CMR 27.00 shall not apply to solicitations or sales involving: (b) Group life insurance or group annuities where there is no in-person, face-to-face solicitation of individuals by an insurance producer or where the contract or certificate does not include a side fund;(c) An application to the existing insurer that issued the existing policy or contract when a contractual change or a conversion privilege is being exercised; or, when the existing policy or contract is being replaced by the same insurer pursuant to a program filed with and approved by the commissioner; or, when a term conversion privilege is exercised among corporate affiliates;(d) Individual stand-alone health policies, including disability income policies;(e) Contracts offered by Service members' Group Life Insurance (SGLI) or Veterans' Group Life Insurance (VGLI), as authorized by 38 U.S.C. § 1965et seq. or State Sponsored Life Insurance (SSLI) as authorized by 37 U.S.C. § 707et seq.;(f) Life insurance contracts offered through or by a non-profit military association, qualifying under § 501(c)(23) of the Internal Revenue Code (IRC), and which are not underwritten by an insurer; or(g) Contracts used to fund: 1. An employee pension or welfare benefit plan that is covered by the Employee Retirement and Income Security Act (ERISA);2. A plan described by §§ 401(a), 401(k), 403(b), 408(k) or 408(p) of the IRC, if established or maintained by an employer;3. A government or church plan defined in § 414 of the IRC, a government or church welfare benefit plan, or a deferred compensation plan of a state or local government or tax exempt organization under § 457 of the IRC;4. A nonqualified deferred compensation arrangement established or maintained by an employer or plan sponsor;5. Settlements of or assumptions of liabilities associated with personal injury litigation or any dispute or claim resolution process; or6. Prearranged funeral contracts.(2) Nothing in 211 CMR 27.00 shall be construed to abrogate the ability of nonprofit organizations (and/or other organizations) to educate members of the United States Armed Forces in accordance with Department of Defense (DoD) Instruction 1344.07 - PERSONAL COMMERCIAL SOLICITATION ON DOD INSTALLATIONS or successor directive.(3) For purposes of 211 CMR 27.00, general advertisements, direct mail and internet marketing shall not constitute "solicitation." Telephone marketing shall not constitute "solicitation" provided the caller explicitly and conspicuously discloses that the product concerned is life insurance and makes no statements that avoid a clear and unequivocal statement that life insurance is the subject matter of the solicitation. Provided however, nothing in 211 CMR 27.04(3) shall be construed to exempt an insurer or insurance producer from 211 CMR 27.00 in any in-person, face-to-face meeting established as a result of the "solicitation" exemptions identified in 211 CMR 27.07(3).