Section 110.04 - Rate Filings(1)Prefiling Requirements.(a) A Rating Organization, 60 days before it submits a Rate Filing, shall submit to the Division all loss, premium, exposure and expense data relating to workers' compensation insurance experience in Massachusetts including, without limit, all data on which the Rate Filing will be based, other than data previously supplied to the Division.(b) An Insurer, 60 days before it submits a Rate Filing, shall submit to the Division all loss, premium, exposure and expense data relating to that insurer's workers' compensation insurance experience in Massachusetts including, without limit, all data on which the Rate Filing will be based, other than data previously supplied to the Division.(2)Filing Requirements. (a) Every Rate Filing shall contain the information listed below. The Filing Party shall use any forms prescribed by the Division for such filings. 1. a title which indicates the nature of the proceedings; and2. the complete name and address of the Filing Party and the name, address and telephone numbers of every authorized representative or counsel, if any, representing the Filing Party.(b) all material, including all data, statistics, schedules and exhibits, which the Filing Party wishes to be considered at the hearing and all information upon which its recommendations are based.(c) narrative statements including all information and commentary necessary to substantiate and explain the Filing Party's recommendations.(d) the direct testimony of witnesses for the Filing Party. The direct testimony shall support every element of the Rate Filing and may be presented in a question and answer format.(e) if applicable, the Filing Party's policy form for the Commissioner's approval, in accordance with M.G.L. c. 152, § 55. No additions, amendments, or corrections to the Rate Filing shall be allowed except as permitted or requested by the Presiding Officer or in accordance with 211 CMR 110.08(8).
(f) A Filing Party shall submit ten copies of its Rate Filing to the Division and shall send one copy of it to each interested party which participated in the Filing Party's last rate proceeding. The Filing Party shall also pro vide a copy to any other interested party which is granted permission to participate in the hearing.(3)Supplementary Information. The Presiding Officer may require any Filing Party to furnish any additional data or information which the Presiding Officer determines to be necessary or appropriate in connection with the submission of any Rate Filing.(4)Rejection of Rate Filings. The Presiding Officer may reject any Rate Filing if he or she determines that the Filing Party has not complied with applicable laws or the procedures and forms prescribed by 211 CMR 110.00. A Filing Party whose Rate Filing has been rejected may, pursuant to M.G.L. c. 152, § 53A(3), resubmit such Rate Filing with appropriate modifications.(5)Consolidation of Rate Filings for Purposes of Hearing. If the Presiding Officer determines that two or more Filing Parties have submitted Rate Filings which are similar in scope, the Presiding Officer may, in his or her discretion, consolidate such Rate Filings for the purposes of hearing.