Section 845.208 - Referral to a collection agency(a) OPM retains the responsibility for resolving disputes, compromising claims, referring the debt for litigation, or suspending or terminating collection action.(b) OPM may refer certain debts to commercial collection agencies under the following conditions:(1) All processing required by § 845.204 has been completed before the debt is released; and(2) A contract for collection services has been negotiated.