Section 685.103 - Applicability of subparts(a) Subpart A contains general provisions regarding the purpose and scope of the Direct Loan Program.(b) Subpart B contains provisions regarding borrowers in the Direct Loan Program.(c) Subpart C contains certain requirements regarding schools in the Direct Loan Program.(d) Subpart D of this part contains provisions regarding borrower defense to repayment in the Direct Loan Program.59 FR 61690, Dec. 1, 1994, as amended at 87 FR 66055 , Nov. 1, 2022 Authority: 20 U.S.C. 1087a et seq.