D. North Dakota June 1999 casesPeterson v. ApfelAgGROW OILS v. NATIONAL UNION FIRE INSUR. CO.Strausbaugh v. Heritage Mutual Insurance Co.King v. Turtle River Riding RanchBensen v. PotterNorthfield Insurance Company v. TorpyWisnewski v. Champion Healthcare CorporationPrimewood, Inc. v. St. Paul Mercury Insurance Company