ND New York November 1998 casesEmma v. Schenectady City School DistrictAmerican Community Bank, N.A. v. BreedenMowers v. Paul Revere Life Ins. Co.Tayler v. Travelers Ins. Co.Snay v. U.S. Postal ServiceSerbalik v. GrayBasil Cook Enterprises, Inc. v. St. Regis Mohawk TribeMuller v. First Unum Life Ins. Co.