ND New York October 1981 casesUnited States ex Rel. Sommer v. DixonWilliams v. First Federal Sav. and Loan Ass'nMack v. RacetteUnited States v. Schenectady Sav. BankIn re PetruschPhilip v. CareyGargiul v. TompkinsJacobson v. Coughlin