ND New York October 1981 casesMack v. RacetteUnited States v. Schenectady Sav. BankJacobson v. CoughlinUnited States ex Rel. Sommer v. DixonPhilip v. CareyIn re PetruschWilliams v. First Federal Sav. and Loan Ass'nGargiul v. Tompkins