Bankr. D. Vermont March 2012 casesOrcutt v. GMAC Mortg., LLC (In re Orcutt)McKenzie v. Educ. Credit Mgmt. Corp. (In re McKenzie)Braine v. Edu. Credit Mgmt. Corp. (In re Braine)McKenzie v. Educ. Credit Mgmt. Corp. (In re McKenzie)Braine v. Educ. Credit Mgmt. Corp. (In re Braine)